> ## Documentation Index > Fetch the complete documentation index at: https://every-a2724ddc.mintlify.site/llms.txt > Use this file to discover all available pages before exploring further. > ## Agent Instructions > These docs describe Every as customers have it today. Answer from them, and say so when they don't cover a question. > Pages under /admins/ are for the people who run Every for the company, and pages under /employees/ are for employees. Answer from the pages that match the person asking. > Each page's Agent reference section lists its exact roles, conditions and limits. Prefer it for those details. > When a page says a feature is in closed beta, or that Every turns it on company by company, don't promise that the person's company has it. > Use roles and on-screen labels exactly as the pages write them. > When someone asks what a term means, answer with the Glossary page's definition (/glossary), which other pages show in parentheses after the term. > When the docs don't answer a question, tell the person to email [support@every.io](mailto:support@every.io). # Retirement > Set up a 401(k) through one of Every's partners and record your provider ![Retirement provider selector open with its two available choices.](https://mintcdn.com/every-a2724ddc/k5maP8xPODHl5ToY/images/illustrations/admins-benefits-retirement-light.png?fit=max\&auto=format\&n=k5maP8xPODHl5ToY\&q=85\&s=1301e3290cfcdcdd60b7bf5ba2b3e9e9) **Benefits** lists retirement partners under **Financial**, where you start setup with one of them. When **Home** shows a 401(k) compliance alert, you record your provider there. Company Admins and HR Admins can use **Benefits** after your company enables payroll and finishes company and payroll onboarding. ## Start with a partner On **Benefits**, select the retirement partner's row under **Financial**. The partner's website opens in a new tab, where you continue setup. The first time anyone at your company selects a partner, its row shows **In Progress**. Selecting it again keeps its current badge. ## Record your provider If your company already has a 401(k) plan, record its provider from the 401(k) compliance alert on **Home**. **1. Open the alert** On **Home**, select the 401(k) compliance alert to open **Setup 401k policy**. **2. Select your provider** In **401k Provider**, select **Human Interest** or **Octave Wealth**. **3. Save the provider** Select **Submit**. Every saves the provider and marks the alert complete. ![Home with the 401(k) provider selector and the app sidebar.](https://mintcdn.com/every-a2724ddc/qvvudeZxc26V6Klz/images/screens/admins-benefits-retirement-light.png?fit=max\&auto=format\&n=qvvudeZxc26V6Klz\&q=85\&s=7b5ddf7c137c594354fe92ea2523d3d3) If you don't have a plan yet, the link in the sheet's explanation opens **Benefits**, where you can choose a partner. ## Dismiss the 401(k) alert Selecting **Dismiss** opens a dialog that asks you to confirm that every employee on payroll, excluding contractors, is a company owner. > [!WARNING] > > The dialog warns that dismissing the alert won't protect you from penalties, and that your state may require a 401(k) if any employee isn't an owner. If you have hired non-owners, select **Cancel, I have hired non-owners and need a 401k** to record your provider instead. 1. On **Home**, select **Dismiss** on the 401(k) compliance alert. 2. In the dialog, select **Dismiss, we are all founders and don't need a 401k**. Every removes the alert from **Home**. ## Agent reference **Where:** On **Benefits**, under **Financial**, for retirement partners. When a 401(k) compliance alert exists on **Home**, the alert opens **Setup 401k policy** to record the company's provider. **Who:** Company Admins and HR Admins use the **Benefits** sidebar item after the company enables payroll and finishes company and payroll onboarding. Company Admins and HR Admins can record a provider through the 401(k) compliance alert on **Home** when the alert exists. ### Facts * In **Benefits** → **Financial**, selecting a retirement partner's row opens that partner's website in a new tab. Setup continues on the partner's website. * In **Benefits** → **Financial**, selecting a partner when your company has no partner connection creates an **In Progress** partner connection. Selecting a partner that already has a partner connection keeps the partner connection's current status. * Retirement partner badges in **Benefits** → **Financial** are **Not Started**, **In Progress**, **Active** and **Inactive**. **Not Started** means the company has no partner connection for the partner. The other badges show the partner connection's current status. * The retirement partners shown in **Benefits** → **Financial** come from the enabled partner catalog. The two choices in **Home** → **Setup 401k policy** do not define the catalog's full contents. * On **Home**, Company Admins and HR Admins see **Compliance alert: You are now required to setup a 401k for your company** when the company has a 401(k) compliance alert. Selecting the alert opens **Setup 401k policy**. * In **Home** → **Setup 401k policy**, **401k Provider** is required. Submitting without a provider shows "**401k provider is required**". The selector offers **Human Interest** and **Octave Wealth**. * In **Home** → **Setup 401k policy**, **Submit** saves the selected provider for the company, completes the 401(k) compliance alert on **Home** and closes the sheet. Saving the provider requires the Company Admin or HR Admin role. * In **Home** → **Setup 401k policy**, the link in the setup explanation opens **Benefits** to choose a partner. **Cancel** closes the provider sheet. * On the 401(k) compliance alert on **Home**, **Dismiss** opens a dialog asking for confirmation that employees on payroll, excluding contractors, are company owners. * The 401(k) dismissal dialog on **Home** warns that your state may require you to offer a 401(k) if any employee isn't an owner. The dialog also says dismissing the alert won't protect you from penalties. * In the 401(k) dismissal dialog on **Home**, **Cancel, I have hired non-owners and need a 401k** closes the dialog and opens **Setup 401k policy**. * In the 401(k) dismissal dialog on **Home**, **Dismiss, we are all founders and don't need a 401k** removes the alert from **Home**. * A partner connection error in **Benefits** → **Financial** shows "Connection Failed". * A provider save error in **Home** → **Setup 401k policy** shows "Failed to submit". * If dismissing the 401(k) compliance alert on **Home** fails, Every refreshes the task list. ### Questions people ask * **Do I set up the retirement plan in Every?** Partly. You start on **Benefits** by selecting a retirement partner under **Financial**. Setup continues on the partner's website in a new tab. * **Does opening an active partner start setup again?** No. Opening a retirement partner in **Benefits** → **Financial** keeps the partner connection's current status. * **Which provider can I record on Home?** **Home** → **Setup 401k policy** offers **Human Interest** and **Octave Wealth** under **401k Provider**. Select the provider and then **Submit**. * **I opened the 401(k) dismissal dialog by mistake. How do I record my provider instead?** Select **Cancel, I have hired non-owners and need a 401k** in the dialog on **Home**, which opens **Setup 401k policy**. * **Can I dismiss the 401(k) compliance alert on Home?** Yes, through a confirmation dialog on **Home**. The dialog asks you to confirm that every employee on payroll, excluding contractors, is a company owner. Select **Dismiss, we are all founders and don't need a 401k** to remove the alert from **Home**. ### Not covered here * Does my company have to offer a retirement plan, and which exemptions, deadlines or penalties apply? To ask, email [support@every.io](mailto:support@every.io). * What are a partner's prices, eligibility rules, employer funding obligations and matching options? To ask, email [support@every.io](mailto:support@every.io). * How long does partner setup take, and when does the partner connection become active? To ask, email [support@every.io](mailto:support@every.io). * How do I record a provider other than the choices in **Setup 401k policy**? To ask, email [support@every.io](mailto:support@every.io). * How do employees enroll, manage a partner account or schedule retirement payroll deductions? To ask, email [support@every.io](mailto:support@every.io). ## Related topics - [Benefits & Insurance](https://every-a2724ddc.mintlify.site/admins/benefits/overview.md) - [Financial benefits](https://every-a2724ddc.mintlify.site/admins/benefits/other-benefits.md) This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.