Checking account

See your balance, account details, statements and recent activity in Every

Banking → Checking account shows your Every business checking account: its balance, account details, statements and recent transactions. Company Admins and Bookkeepers can use it after your company finishes onboarding. If your Banking menu has no Credit card item, the sidebar calls this page Overview.

Your balance

The chart at the top shows Available balance in Every: your checking and Treasury balances combined, after any holds. Under it, Pending is money on hold, such as pending transactions, and Total balance is your balance before those holds. If your checking account is a primary or backup account for your credit card, Pending includes your credit card balance too.

If you have an active company card of your own, it sits next to the chart with what you’ve spent against its limit (see Company cards).

Accounts

Three cards sit under the chart.

Card	What it shows
Business checking	Your checking balance. Select Account details to see and copy your routing number and account number. Download bank letter is there too
Treasury	Your Treasury balance and how it has changed. Select the arrow to open Treasury. Without a Treasury account the card shows Open Account instead, and Application submitted while your application is in review
External accounts	The combined balance of accounts you’ve connected from other banks. Select the balance to see each one

External accounts

The menu on External accounts has these items:

Item	What it does
Link external account	Opens Plaid, where you connect an account from another bank
List of accounts	Shows each account you’ve connected, and lets you remove one you no longer need. Your credit card’s primary account can’t be removed while it’s the primary. First select Set as Primary on another account in Autopay & linked accounts (see Credit card). If the sheet then shows Repayment account change pending, the switch happens after your next repayment
Transfer funds	Opens a form to move money between accounts. Only Company Admins see it

Turn on checking autopilot

Autopilot keeps your checking balance above a minimum you choose, moving money in when the balance is below it. To turn it on:

1. Open autopilot

   On Business checking, select the autopilot button (the stars icon).

2. Turn it on

   Under Autopilot status, choose Enabled.

3. Set the minimum

   Enter a Minimum target balance.

4. Choose the backup

   Choose a Backup fund account from your connected external accounts. If you have none, select Add backup account to connect one.

5. Save

   Select Save.

With a Treasury account, the backup is optional, and the button reads Link backup account. Autopilot uses the backup when your money market account balance isn’t enough.

To change or turn off autopilot:

1. In the autopilot sheet, change the Minimum target balance or Backup fund account, or choose Disabled under Autopilot status.
2. Select Save.

To ask when autopilot will next move money, or about an unexpected top-up, email [e-mail]. Company Admins can start a transfer with Move money → Transfer money (see Move money).

Receive a customer payment

To get paid by a customer, give them the routing and account numbers from Account details on Business checking. For a wire, select Download → Wire instructions and send them the instructions. The item appears once your account has a routing number.

Download

The Download menu has your Bank letter. Wire instructions appears once your account has a routing number. Checking statements, Credit statements and Treasury statements each appear once your company has statements of that type. Credit statements also needs Credit card in the Banking menu.

1. Choose the statement type

   In Download, choose Checking statements, Credit statements or Treasury statements.

2. Choose the year

   Choose a year to see that year’s statements.

3. Download the statement

   Select Download for the month you need.

Move money

Select Move money to Send money, Transfer money, Add funds or Deposit check. Only Company Admins see Transfer money and Add funds. See Move money.

Recent transactions

The page ends with your latest five transactions. Select one to see its details and, where the transaction allows it, upload a receipt. Select the arrow to open Transactions.